Personal Auto For Business Use

According to the U.S. Census Bureau, there are more than 240 million registered motor vehicles in the United States, and an estimated one-fourth of those are used for business in some way. If you have employees who use personal vehicles […]

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MEET YOUR ADMINISTRATION TEAM

How long have you worked for 3iG? Brady: About 4 and a half years Sandra: October 2009 Kayla: Since February 2017 Cheryl: 21 years What do you most like about working here? Brady: The best part is obviously the camaraderie between the coworkers. […]

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5 Common Sources of D&O Liability

In today’s business climate of corporate transparency and accountability, an organization’s officers and directors face a myriad of employment-related exposures. Regardless of your company’s size or mission, the legal costs associated with a lawsuit can be crippling for both the […]

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Market Value vs. Reconstruction Value

Ensure that your homeowners policy limits correspond to the cost to rebuild in case of a natural disaster, whether it is a wildfire, hurricane or flood. Unlike a home’s resale value (which includes the cost of the land), the cost […]

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Are you prepared for a Cyber attack?

Unlike physical threats that prompt immediate action—like stopping, dropping and rolling if you catch on fire—cyber threats are often difficult to identify and understand. Cyber threats include dangers such as viruses erasing entire systems, intruders breaking into systems and altering […]

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Disability Income Insurance

Disability income insurance helps you to ease the financial difficulty associated with a serious illness or injury that keeps you from working. The Basics of Disability Income Insurance Your most valuable asset is your ability to earn an income. Disability […]

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Know Your Insurance

UM and UIM Coverage, Exclusions and Endorsements Unfortunately, many people wrongly assume that auto and umbrella insurance policies will provide reimbursement for all aspects of an accident on the road. Instead, both of these policies cover your own liability and […]

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Everyone Should Have A Health Savings Account

I Think Everyone Should Have A Health Savings Account… do you? This is not another article about Healthcare.  This is about the 2nd best type of Retirement Investment! Recently I was working on a client’s health insurance and contacted their […]

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HOUSE REPUBLICANS PASS AMENDED AHCA

OVERVIEW On May 4, 2017, members of the U.S. House of Representatives voted 217-213 to pass the American Health Care Act (AHCA), after it had been amended several times. The AHCA is the proposed legislation to repeal and replace the […]

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