Strategies to Reduce Your Company’s EPLI Exposure

Employment-related lawsuits are a growing concern for employers of all sizes. As costs for litigation and damage awards climb, experts predict that employment liability will only become more complex. As a result, it is critical for employers to understand their […]

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6 HR Trends to Monitor in 2019

A new year brings new employment-related issues for HR professionals to contend with. Some challenges are similar to previous years (overtime uncertainty), while others are more unique and complicated (legal marijuana and employment). Despite inherent difficulties, staying tuned in to […]

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Cyber Risks & Liabilities

The average global cost of a data breach has risen to $3.86 million, magnifying the need for companies to be aware of all potential threats. Here are just a few of the threats that cybersecurity experts forecast for 2019. Artificial […]

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Personal Automobiles for Business Use

According to the U.S. Census Bureau, there are more than 240 million registered motor vehicles in the United States, and an estimated one-fourth of those are used for business in some way. If you have employees who use personal vehicles […]

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Key-Person Insurance

Most organizations employ at least one individual who is essential to the company’s success. This person may be a partner, owner, majority stockholder or another individual who is crucial to the business. If this person unexpectedly leaves the organization—due to […]

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Real-Life Cyber Case Study

Is a Cyber incident something you want to self-insure and manage?  Consider the story of one of our dental practice clients. The Background.  This practice is an ideal customer, i.e. insurance is an important resource for their business, they regularly […]

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Reduce Your Exposures During Work Events

Businesses host parties for a variety of reasons, including the holidays and organizational accomplishments. While these events are fun, team-building opportunities, they can create a number of risks for the hosting company. In fact, in the event that an employee […]

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25 Most Commonly Stolen Passwords

Protect yourself – and your company – by making sure you’re not using one of the top 25 most commonly stolen passwords of 2017, as determined by IT security firm SplashData. 123456 password 12345678 qwerty 12345 123456789 letmein 1234567 football […]

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Mold Prevention Tips

The Basics Most homeowners dread the thought of having to deal with a mold problem, but by practicing some simple prevention tips, you can greatly reduce your mold risks. While it is impossible to eliminate all molds and spores from […]

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