Coverage for Company-Sponsored Events

There are a host of risks presented by company-sponsored events. Whether you are planning a conference, sports league, corporate holiday party or otherwise, it is important to review and understand the limits of your insurance coverage before planning your event. […]

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Benefits of Business Interruption Insurance

Continuity is critical in business, and there are few things more important than continuous revenue and cash flow, particularly for small to medium-sized organizations. In fact, just one brief business interruption can be incredibly costly for an organization, often leading […]

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Cyber Risks & Liabilities for Small Businesses

Cyber Security for Small Businesses High-profile cyber attacks on companies such as Target and Sears have raised awareness of the growing threat of cyber crime. Recent surveys conducted by the Small Business Authority, Symantec, Kaspersky Lab and the National Cybersecurity […]

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Earthquake & Flood Insurance Q&A

Earthquake Insurance IS EARTHQUAKE DAMAGE COVERED BY MY HOME, RENTERS, COMMERCIAL PROPERTY OR BUSINESS OWNERS INSURANCE POLICY? No, unless you have added an earthquake endorsement. You can also purchase a separate earthquake policy. WHAT DOES EARTHQUAKE INSURANCE COVER? Not all […]

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Meet Your Commercial Lines Service Team

How long have you worked for 3IG? Linda: I started with A&S in 1985 – 31 years Linda, her husband and daughter Amy: 8 years Rachel: Since May 2013 Any designations/accreditation? Linda: CIC (Certified Insurance Counselor) Amy: CISR (Certified Insurance […]

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Do I Need Terrorism Insurance For My Business?

Terrorism insurance is provided by a public or private risk-sharing partnership. It gives the government and insurers the responsibility of sharing losses if there is a terrorist attack. This coverage is offered as a special add-on feature or endorsement to […]

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